Are Gutters Required For Fha

It could be that some local or state codes might require them but nothing on a national level.

Are gutters required for fha.

Roofs gutters downspouts grading. For fha mortgages fha appraisers are to recommend only those repairs necessary to make the property comply with the minimum property requirements mpr or minimum property standards mps together with the estimated cost to cure. For example the distance between a well and a septic tank on a property must be at least 50 feet. With no mechanical systems and no intention or reason for access according to the fha handbook 4000 1.

The fha rule for minimum distance that must exist between wells and sources of pollution can be a potential game changer. Damages can occur in a home s masonry siding gutters rooftops driveways and shutters among many other locations. Describe gutter and downspout work to be performed 6 such as. One frequently asked question about the fha loan process is related to fha appraisals and the minimum requirements for the roof of the home.

A well must also be at least 10 feet back from a property line. According to hud model building codes fail to address any minimum requirements for the durability of such items as doors windows gutters and downspouts painting and wall coverings kitchen cabinets and carpeting. Fha home requirements are established by hud to ensure that properties meet health and safety standards if being purchased with an fha loan. It s the appraiser s job to look over the home make sure it meets fha standards and assign it a fair market value.

Fha requirements for wells and septic tanks. They are a nice feature but i know of no requirement for them. These repairs are to be based on a visual inspection of property. Replacement of bad or missing gutters and downspouts.

The minimum required vertical clearance is 18 inches from the grade to the bottom of the floor joist. Most common fha lender required repairs.